This workshop examines whether people really understand how debt is impacting every facet of their lives. Topics include understanding the impact of debt in government, business and private lives, reality checks on debt, how to measure your real debt to income ratio, understanding why you don’t depend on lender’s debt to income ratio, how you reduce excessive debt to income issues and address emergency imbalances due to financial storms in life. During the workshop, Rev. Anderson will also help participants analyze their current financial situation and address their real debt to income situations.